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Monday, October 21, 2013

Facebook Down Worldwide - A World Without A Status Update

Users across the planet were complaining about not being able to update their Facebook status due to problems on the social media platform.

It's unclear how widespread the issue it or how long it had been going on put people turned to the other huge social media platform, Twitter, to complain about the issue.

Users from Australia to the United States noted problems updating their so-called Facebook Walls.

Some updates were sporadically going through the Facebook system but were not hitting the user's wall.

Facebook had not issued a statement yet.


Thursday, October 17, 2013

Wall Streeters Are Passing Around This Awful Email A Wisconsin Student Sent To A Recruiter

A student at the University of Wisconsin — Milwaukee is making waves in the financial world for all the wrong reasons after an awful email he sent to a recruiter is going viral.
The email — originally posted on BroBible — is a cringeworthy read in which the student reminds the recruiter about a zit he had when they met and reveals his fears about how a high-pressure job may affect his love life.
No update yet as to whether he landed his dream accounting job. We're skeptical someone would be dumb enough to send this but here's the full email from BroBible:
Subject: Question

Hey REDACTED,

We talked a couple weeks back at the UW-Milwaukee accounting night. (I was the one looking for equity research positions and had a zit on my lip that could have passed for a cold sore. Lol. Whew. It was not. You're probably like, "uh.. What?" Maybe that helps you recall, maybe not. Not completely important, I suppose.

Anyways, if you have a chance here is my question: (background first) I interviewed with BDO and Baker Tilly today, two firms that seem like good places to work, I believe they don't kill you like a big 4. Tomorrow I have an interview with Deloitte :O somewhere I thought I've always wanted to work. Obviously I don't have an offer so this is all hypothetical thinking, but if I get the job, the reality of the situation is that I'm getting old. 25. I know you can't force love and I know it just comes when you're not looking, but would working for a big four completely squash any possibilities for potential relationships if one came along? Is working for a big four a potential career - love trade off? I mean, I like money(as do most females) but love is...great :) What are your thoughts?
Thanks!


REDACTED
Sent from my iPhone

Wednesday, October 16, 2013

WARNING: Text Message Marketing (SMS) Is Now “Illegal”

Okay, so maybe it isn’t “illegal”, but if you’re doing it wrong could cost you as much as $1,500 in fines, per text.
Yes, you read that correctly…$1,500 PER TEXT!!!
As of October 16, 2013, marketers who have not gained prior written consent from consumers to send them SMS marketing messages will potentially face fines of up to $1,500 per unsolicited message under the new TCPA guidelines.
In other words, if your current SMS strategy uses longer texts that may carry over to two different messages per user, this could get VERY pricey … that is, if you don’t adhere to the new rules.
Keep in mind — these guidelines impact not only every new opt-in that a marketer acquires, but also the existing names in their databases. Yes, your SMS opt-ins need to opt-in again. Otherwise, you could face a hefty class action lawsuit.

A quick look at the rules

We STRONGLY encourage you to review the updated rules, so you don’t find yourself out of compliance with the FCC. But, here’s a quick overview.
For ALL new text subscribers, you will need to adhere to the following:
  1. You now need express written and signed consent from all opt-ins to receive text correspondences from your company.
  2. Correspondence must state “consent to get texts not required OR condition of purchase.”
  3. Provide opt-out and help instructions.
  4. Indicate frequency of texts.
  5. Indicate that messages may come from autodialers/senders.
  6. Disclosure of possible carrier costs and fees.
  7. If directing to a landing page, any check box fields MUST be left unchecked.
  8. Content sent must match that requested by the initial opt-in.
Additionally, for all members of your current database, you will need to:
  1. Get new consent from ALL who did not do so previously.
  2. Share disclosure.
  3. Send a compliant text to re-establish opt-in.

How should you handle this?

When addressing these changes with your text recipients, it’s important to present the information in a way that conveys the point about opting in, without clouding the key messaging. In this case, it means explaining that you need their opt-in again, while reiterating your value proposition so they WANT to stay onboard.
First, let’s start out with what not to do. Take, for example, this text series from Redbox, a major video rental outlet:
 On paper, based on what the FCC deems “best practices” for SMS marketing, this message IS compliant.
It covers the opt-in (or re-opt-in), provides a link to the details of the regulation, and gives clear instruction about how to stop messaging or how to get more information and help.
So, what makes it “less than effective?”
1. Excess Length

Redbox’s mobile marketing team seemed so hellbent on getting this message out there, its creator forgot to do a little nip/tuck work on the verbiage, and instead chose to send this as a two-part message (which will likely appear to the recipient out of order).
Had they just found a way to consolidate “Texts may be sent using an automatic telephone dialing system,” or “Consent not required for any purchase,” they could have squeezed this into one, (slightly) easier-to-consume text message.
Also, if they had a link that led to a clearly defined landing page, there would be plenty of room to get the point across, instead of wasting it with numerous, confusing links.
Speaking of which…
2. Lack of Context
The message opens with “Redbox: Reply LOVE now to keep getting our texts after 10/16 (linked).” Not only can this be shortened, but why are they asking me to do my own research by clicking the obscure, unclear “10/16″ link text? If I’m curious, I may click. But, more than likely I’ll have better things to do …
… like delete this message before I read any further.
Also, what does “LOVE” have to do with a DVD rental company, or its messages? Context-specific text, like “OPT-IN,” “TEXTME,” “JOIN” or anything else more action-oriented would convey a sense of urgency and motivate the reader to take a next step.

3. Confusing Language

Now, no one is going to confuse SMS for high art — it’s a medium of efficiency and near-real-time interaction. But that’s no excuse for poor phrasing or confusing language. The end of this text message leaves a lot to the imagination — a luxury most readers won’t afford you.
The message closes with “Reply STOP to cancel,HELP for help. Up to 2 msgs/week. New Terms: [LINK].”
The awkward phrasing (and again, lack of context) begs a few questions: First, should I expect two messages per week? Or, am I allowed to send just two help request messages per week? To a marketer, this may be clear. But, can we assume this on the part of the audience? Doubtful.
Secondly, what are the new terms about? Is this Redbox’s terms for sending? Is it FCC-related? Have I just entered into a new agreement? How is this link different than the “10/16″ link from the previous message?
Chances are, this could have been solved just by making one CLEAR link, rather than two ambiguous ones.
4. Hierarchy of Messaging
While 155-170 characters doesn’t afford you much space to be gracious, your brand must continue to be represented in ALL communications, regardless of medium. The team felt it would best convey urgency by outright telling readers to reply, following it with a small incentive.
Instead of hammering readers over the head, maybe Redbox should have considered reminding them why they would WANT to keep receiving messages.
Perhaps: “Redbox Alerts: Want to keep getting exclusive deals on top DVD rentals? Reply LOVE to confirm!”
Again, it’s far from artistic, but it clearly states a promise of ongoing value, with no ambiguity.

A better example…

Yesterday, a friend signed up for text alerts and discounts from 7-11 (which still serves the best coffee in the world, without requiring fluency in fake Italian to pick a beverage size). She followed the directions and received the following:

Here’s why this is a better message. First, it opens with a clear indicator of source. Even putting just “7-11″ before the message wouldn’t be as explicit in conveying the purpose of the text. When some companies offer multiple SMS marketing options, this little step helps reassure the recipient they signed up for this offer, and that it contains information relevant to their needs.
Next, they consolidate the approval to a “Y” rather than “Yes.” With such a limited character count, every free space counts. This leads to a clearly — and cleverly — defined value proposition.
Here, by replying “Y,” the user immediately knows they will be receiving exclusive coupons and alerts — up to eight times per month. Whether intentional or not, by indicating frequency, 7-11 actually managed to boost value through word placement.
What’s better than knowing you’re getting a deal? Knowing you’re getting eight of them, that’s what.
After succinctly stating opt-out and help options, 7-11 made a smart move to offer a very clear URL. While abbreviated links help preserve space, their random, disconnected appearance could hinder clickthroughs.
Instead, 7-11 created a short, but clear vanity URL that lets the recipient know it’s connected to the company website, and directly relates to their privacy standards. Upon clicking through, recipients can see the company’s entire SMS policy.

… but is it compliant?

7-11 seemingly did everything right, but these new TCPA regulations are stringent. And one key element missing from yesterday’s 7-11 opt-in text is that it doesn’t clearly indicate “consent to get texts is not required and/or a condition of purchase.”
The devil lies in the details here, folks.

Moving forward…

Our advice? Let a landing page do some heavy lifting for your incentives and promos. That’s not to say you shouldn’t offer calls-to-action or relevant info through your texts, but you must also be considerate of your recipients, not to mention the restrictions of the medium.
Even though you might think a promo-free text is a wasted endeavor, when space is at a premium, and FCC-mandated text at a maximum, it’s best to keep it simple:
  1. Clearly state the name of the sender and provide a distinct value proposition (don’t hide he opt-in)
  2. Provide opt-out instructions
  3. Indicate frequency of texts
  4. Disclose carrier costs and fees
  5. Include assistance language — “Text STOP or email XXXX or HELP for assistance”
  6. Include data language — “Message and data rates apply”
Yeah, that’s a mouthful. But then again, so are the pages of legal documents you’ll be forced to review if you don’t comply.
A straightforward, clearly stated text message, complicit with FCC and TCPA regulations, may be more difficult to create, but will likely pay dividends simply by keeping you in front of recipients, and out of hot water with potential spam whistle blowers.
And, not for anything, but you should reassess your members regularly – have them re-up for SMS marketing on a regular schedule to minimize the possibility of complaints, and increase the quality of your lists … and the results that come from them.

So what do you think?

If you haven’t yet, read through these regulations. Then let us know – are these new rules fair or unfair?
How do you plan to change your SMS strategies to account for these new rules, and do you think it will affect your business?
Comment below, and let’s talk about it. As a group, I bet we can come up with a healthy list of solutions and ideas…










Monday, August 26, 2013

Ann Arbor gets open-air shopping mall

A new open-air Ann Arbor shopping center has opened about three miles east of Michigan Stadium. Arbor Hills is pegged as a community destination, with cooking classes available at kitchen gadget retailer Sur La Table, several restaurants and apparel stores.

Eleven stores in the 90,000-square-foot-plus center opened for business Thursday at 3030-3070 Washtenaw Ave.

The four-building shopping center, the largest built in Washtenaw County in four decades, features a "rain garden" and is designed around a wooded wetland. The shopping center's buildings are connected by pedestrian walkways.

The other stores opening were Anthropologie, Glassbox Coffee & Juice, Hot Mama, Madewell, My Urban Toddler, Paper Source, Running Fit, lululemon athletica, The North Face and V2V. Seven additional -- 1154 LILL Studio, Arhaus Furniture, Bluemercury, Brooks Bros. Flatiron, J. Jill, Pizzeria Biga and Zola Bistro -- are expected to open within two months.

Chicago-based Development Management Associates LLC is the developer.

Sunday, August 25, 2013

Troy Based Talmer Bank Taps Former Michigan Governor Jennifer Granholm

Troy-based Talmer Bancorp Inc., the holding company for Talmer Bank and Trust, will announce today that former Michigan Gov. Jennifer Granholm has joined its board of directors, effective immediately.

The move adds a high-profile name with national recognition for the bank as it prepares for an initial public offering, perhaps this year.

"We've attracted really top-quality board members as we try to become a powerhouse bank in the Midwest," said David Provost, chairman, president and CEO of Talmer Bank. "Jennifer is very, very smart. We like her background. Being governor of a state in hard times is a tough job."

Granholm was part of Ed McNamara's political machine in Wayne County in the 1990s and later was state attorney general before becoming the state's first female governor in 2003. She served two terms, then hosted "The War Room With Jennifer Granholm" on Current TV for more than a year. She quit in February when the network was sold to Al Jazeera, the global news network based in Qatar.

When it was suggested that having a nationally known Democrat on his board might help as he hopes to make inroads in Detroit -- a city dominated by the Democratic Party -- Provost said: "We have high-ranking Democrats, we have high-ranking Republicans. We have males and females. That's the diversity you're looking for in a board of directors. Building a top-quality board is an important part of the process of building a top-quality bank."

Monday, July 1, 2013

State OKs permit change for controversial UP nickel mine; group pledges to sue over project

MARQUETTE, MI — State regulators have approved the modification of an environmental quality permit for a controversial nickel and copper mining project scheduled to begin production next year in the Upper Peninsula.
The Michigan Department of Environmental Quality on Friday, June 28 signed-off on the modified air permit for the Rio Tinto Eagle Mine project at 65100 AAA Road, about 30 miles northwest of Marquette in Michigamme Township.
The Marquette Mining Journal reports that owners of the controversial mine, opposed by environmental advocates in the U.P., have made several changes since the project’s initial air permit application was approved in 2007.
Modifications to the project include elimination of a dust collector and on-site ore crusher, and the addition of an enclosed storage building. The mine is in the process of being sold by the London-based Rio Tinto Group for $325 million to Lundin Mining Corp., headquartered in Toronto, Canada.
The approval follows a public comment period and March 12 public hearing on the project modification at Northern Michigan University in Marquette. The DEQ issued an89-page document compiling public comment and the agency response.
Meanwhile, a Marquette environmental group is pledging to sue the federal Environmental Protection Agency over the project, alleging the project is violating the Clean Water Act. The group, Save The Wild U.P., is circulating a petition seeking a federal investigation into what it calls a “regulatory fiasco at the Eagle Mine.”
Save The Wild U.P. issued a statement on its Facebook page in response to the air permit approval, alleging the DEQ ignored public demand for mine air filtration.
"That the Michigan DEQ would approve these modifications only bolsters our call for a federal corruption investigation,” said organization director Alexandra Thebert. “This regulatory agency is not acting in the best interests of taxpayers.”
In response to a 2012 letter to the editor in opposition to the mine, a spokesperson for Rio Tinto said the mine, developed using an underground mining method called “long-hole stope mining," will have a "regular and rigorous groundwater quality-monitoring program."
In January, the federal Environmental Protection Agency quashed a proposed 21-mile mine service road through the county that would have provided a convenient route for trucks hauling ore from the mine to a processing mill in Humboldt Township.
Officials said the proposed route "would have significant direct and indirect impacts on high quality wetland and stream resources, as well as on wildlife.”
The mine, which is approximately 50 percent completed, is estimated to yield approximately 23,000 metric tons of nickel and 22,000 tons of copper during its first three years. The mine will also produce precious metals and cobalt.

Rio Tinto discovered the Eagle deposit in 2002.
Email Garret Ellison or follow him on Twitter.

Sunday, June 30, 2013

Former Michigan GOP Senate Majority Leader Mike Bishop: 'I'm not running for governor'

By CHARLES CRUMM /Oakland Press
 charlie.crumm@oakpress.com; @crummc

 Mike Bishop for governor?

Speculation on the social media platform Facebook is that the former Michigan Senate majority leader from Rochester might challenge Michigan's Republican Gov. Rick Snyder in a primary next year.

Rick Snyder Vs Mike Bishop Ron Dwyer, a Troy insurance agent and member of the 11th Congressional District Republican Committee, even floated his own informal poll Friday, asking who Republicans would prefer.

For the record, the majority of comments favored the sitting governor, who has upset some Republicans for his positions that the state should accept federal money to expand Medicaid as part of the Affordable Care Act, or Obamacare, and for wanting fees and taxes to raise $1 billion for road improvements.

Snyder, it turns out, can breathe easy.

Bishop, an attorney who spent four years in the Michigan House and eight in the Senate before being term-limited out, says he's heard there are rumors out there.

But the 46-year-old says they don't come from him and he's not interested in taking on Snyder in a Republican primary.

"I'm not running for governor," Bishop said via a voicemail message late Friday evening. "I'm in the private sector now and out of the loop."

Bishop's last foray into politics was last year when he unsuccessfully tried to unseat Oakland County Prosecutor Jessica Cooper in a race overshadowed by President Barack Obama's re-election campaign, and a year when Democratic Party turnout was 8 percent higher than Republican turnout.

Snyder, likely to seek a second four-year term as governor, is likely to face Democrat Mark Schauer in 2014, assuming neither has a challenger from their own parties next summer.

Contact Charles Crumm at 248-745-4649, charlie.crumm@oakpress.com or follow him on Twitter @crummc and on Facebook. More information is at oaklandmichiganpolitics.blogspot.com.